Ringan – Pinjaman Berizin OJK

Ringan – Business Capital Loan Platform with Low Interest, Large Limits and Without Collateral that is Registered, Licensed and Supervised by the OJK. Easy and Safe!

For Micro, Small and Medium Enterprises (MSME) owners, let's make your desire to develop your business come true through unsecured business capital loans with a limit of up to IDR 200,000,000 and interest starting from 0.04% per day.

Through a qualified security system and full supervision by the OJK, Ringan is committed to being a provider of business capital loans that are safe and have low interest, so that they can help fulfill all business needs.

Come on! Make it light as your #CapitalSolution and find the lightest way to apply for a low interest business capital loan to realize all your business targets this year.

About Light

PT Ringan Teknologi Indonesia is a non-bank financial services institution that provides online loans, founded in November 2019. Under the auspices of Ping An Insurance Group, one of the largest financial companies in the world, PT Ringan Teknologi Indonesia continues to be committed to providing the best financial services for all Light Partners. PT Ringan Teknologi Indonesia has also obtained permission from the Financial Services Authority (SK) [KEP-65/D.05/2021] as an Information Technology-based Money Lending and Borrowing Service Provider so that all operational activities can be ensured that they always follow procedures or rules regarding money lending and borrowing. online as determined by the OJK.

Apply for a Business Capital Loan Now!

Apply for a business capital loan now and get the opportunity to get a limit of up to IDR 200,000,000 with an easy, fast and safe credit or installment method of up to 36 months. Ringan has a loan limit feature that allows MSME owners to obtain additional business capital with monthly interest of an average of 1.2% or 0.04% per day. Just register an account via the application and verify the documents at the nearest outlet, the funds will be disbursed in a matter of days. Apply now! Get the opportunity to get additional capital and develop your business and achieve even more success!

Example of Transaction Simulation

If the application is approved and successful in obtaining a business capital loan limit of IDR 20,000,000 with interest of 0.04% per day and a loan term of up to 24 months, then after calculating service and administration fees, the estimated monthly installments that must be paid is IDR 1,249,733.

Easy method, lots of benefits!

1. Apply for a loan without collateral or collateral

2. Loan amount up to IDR 200,000,000

3. Loan term: up to 36 months

4. Admin fee is charged up front at 5%

5. Trusted online loans because they have OJK permission

Terms and conditions to become a Light Partner:

1. Indonesian citizens aged 21-55 years

2. Have a SKU/NIB/CV/PT business license

3. Business operations for a minimum of 6 months

4. Domicile of residence and business in DKI Jakarta, Depok, Bogor, Tangerang and Bekasi (JABODETABEK)

5. Enter your checking account information or proof of vehicle ownership (car/motorbike) to get a higher limit

Come on, download it now and start #LiveLifeWithLight by making Light as your #CapitalSolution.

We are ready to help and accept all input from Light Partners.

Contact us via:

Email: help@ringan.co.id

Call center: (021) 311 96 500

PT Light Technology Indonesia

Sequis Center, 2nd Floor Unit 2-08, Jln. General Sudirman No. 71, Kebayoran Baru, Senayan, Jakarta 12190

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Website : www.ringan.co.id